Light planes simply "stop climbing" any further -
I operate L-21 Super Cubs - They do not get any higher than about 16 to 18,000 feet -
Lack of engine power (manifold pressure) with O.320 engines -
Airplanes with powerful engines (jets as an example) wings could stall if too heavy -
The "ceiling" of an airplane is a certification - 45,100 feet as an example for a 747-200/300 -
That is a certification limit (cabin altitude not to exceed 8,000 feet) -
But at maximum weight, a 747-200 cannot climb much higher than some 32,000 feet -
High performance jets have two speed limits = called "buffet speeds" -
The 747's and other commercial jets have such speed tables -
One is a regular "low speed" buffet (stall speed) -
The other is a "high speed" buffet, at which airplane would exceed the Mach number red line -
In cruise, airplanes are flown as close to as the middle of the low speed and high speed buffet -
Some people refer to that narrow speed margin as the "coffin corner" -
With a commercial jet, pilots try to fly airplanes at some 2 to 3,000 feet below maximum flight level -
That is often the most economical level, using normal cruising speed -
With a 747-200 if the maximum level for a weight is FL390, pilots try to cruise at FL360 or 370 -
WHAT HAPPENS WHEN AN AIRPLANE FLIES ABOVE THE MAXIMUM LEVEL
Here is my contribution to "Airliner's Net" many years ago -
I used to be B-727 captain and familiar with an illegal procedure common to fly "higher" -
TWA 841, a B-727 which was flown with trailing edge "Flaps 2" and L/E slats retracted...
https://en.wikipedia.org/wiki/TWA_Flight_841_(1979)
http://www.airliners.net/forum/viewtopic.php?f=5&t=731303