As far as your statement about the "fault" of the T-tail, let me add some info to the others from the NTSB file on Alaska Airlines Flight 261, which is the one I think you are refering to.
The investigation proceeded to examine why scheduled maintenance had failed to adequately lubricate the jackscrew assembly. In interviews with the Alaska Airlines SFO mechanic who last performed the lubrication it was revealed that the task took about 1 hour, whereas the aircraft manufacturer estimated the task should take 4 hours.This and other evidence suggested to the NTSB that "the SFO mechanic who was responsible for lubricating the jackscrew assembly in September 1999 did not adequately perform the task."
Laboratory tests indicated that the excessive wear of jackscrew assembly could not have accumulated in just the 4 months period between the September 1999 maintenance and the accident flight. Therefore, the NTSB concluded that "more than just the last lubrication was missed or inadequately performed."
In order to monitor wear on the jackscrew assembly a periodic maintenance inspection called an "end play check" was used. The NTSB examined why the last end play check on the accident aircraft in September 1997 did not uncover excessive wear. The investigation found that Alaska Airlines had fabricated tools to be used in the end play check that did not meet the manufacturer's requirements. Testing revealed that the non-standard tools ("restraining fixtures") used by Alaska Airlines could result in inaccurate measurements, and that it was possible that if accurate measurements had been obtained at the time of the last inspection, these measurements would have indicated the excessive wear and the need for the replacement of the affected components.
The jackscrew assembly was designed with two independent threads, each of which was strong enough to withstand the forces placed on it. Maintenance procedures such as lubrication and end play checks were to catch any excessive wear before it progressed to a point of failure of the system. The aircraft designers assumed that at least one set of threads would always be present to carry the loads placed on it, therefore the effects of catastrophic failure of this system were not considered, and no "fail-safe" provisions were needed.
In order for this design component to be approved ("certified") by the FAA without any fail-safe provision, it had to be considered "extremely improbable".
In 2001, NASA recognized the risk to its hardware (such as the Space Shuttle) attendant upon use of similar jackscrews. An engineering fix developed by engineers of NASA and United Space Alliance promises to make progressive failures easy to see and thus complete failures of a jackscrew almost impossible.
During the course of the investigation, and later in its final report, the NTSB issued a total of 24 safety recommendations, covering maintenance, regulatory oversight, and aircraft design issues. More than half of these were directly related to jackscrew lubrication and end play measurement.
In NTSB board member John J. Goglia's statement for the final report, which was concurred with by all three other board members, he wrote:
"This is a maintenance accident. Alaska Airlines' maintenance and inspection of its horizontal stabilizer activation system was poorly conceived and woefully executed. The failure was compounded by poor oversight...Had any of the managers, mechanics, inspectors, supervisors or FAA overseers whose job it was to protect this mechanism done their job conscientiously, this accident cannot happen...NTSB has made several specific maintenance recommendations, some already accomplished, that will, if followed, prevent the recurrence of this particular accident. But maintenance, poorly done, will find a way to bite somewhere else."
So to summerize, if proper maintenance is performed (lubrication and end play check) there is no need for a "backup" (fail-safe) provisions.